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Emergency Loan

Emergency Loan

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A member can take an Emergency loan 3.5 times their shares upto a maximum of Kshs 100,000 in the Premium package Kshs 200,000 in the Platinum package repayable in 2 years! at an interest rate of 15% p.a. reducing balance.

Registration Must be a member of Normal Scheme
Monthly Contributions Normal Shares contributions

Loan Eligibility

After 6 months of continuous contributions


24 months

Interest Rate

15% p.a reducing

Loan Entitlement

3.5x main scheme shares - Max. loan 70,000 Kshs. 3.5x main scheme shares - Max. loan 100,000 Kshs. 3.5x main scheme shares - Max. loan 200,000 Kshs.

Restructuring & Top ups


Top-up /Restructuring fee

N/A 2 months’ charge at 20%  per annum 2 months’ charge at 20%  per annum


ISO 9001

Banki Kuu SACCO is now ISO 9001 Certified for compliance and regulation adherence. ISO 9001 is a certified quality management system (QMS) for organisations who want to prove their ability to consistently provide products and services that meet the needs of their customers.

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