Membership is open to members of Banki Kuu SACCO Society Ltd. In order to join the Scheme, one is required to fill in a membership application form and pay registration fee of Kes 100. A member is required to make minimum monthly contribution of Kes 300 and is eligible for a loan in January twice his/her shares based on his/her shares held on 30th June of the immediate past year and repayable within a calendar year at an interest rate of 20% p.a. on reducing balance. The sources of funds include a revolving fund from members’ deposits and borrowings from the Co-operative Bank of Kenya.