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Education Loan

Education Loan

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Membership is open to members of Banki Kuu SACCO Society Ltd. In order to join the Scheme, one is required to fill in a membership application form and pay registration fee of Kes 100. A member is required to make minimum monthly contribution of Kes 300 and is eligible for a loan in January twice his/her shares based on his/her shares held on 30th June of the immediate past year and repayable within a calendar year at an interest rate of 20% p.a. on reducing balance. The sources of funds include a revolving fund from members’ deposits and borrowings from the Co-operative Bank of Kenya.


Registration Kshs. 100 Ksh. 100
Monthly Contributions Kshs. 1000 Kshs. 1000


Within one calender year

Interest Rate

14.5% p.a reducing

Loan Entitlement

3x shares Education shares Deposit

Restructuring & Top ups


Top-up /Restructuring fee

2 months’ charge at 20%  per annum 2 months’ charge at 20%  per annum


ISO 9001

Banki Kuu SACCO is now ISO 9001 Certified for compliance and regulation adherence. ISO 9001 is a certified quality management system (QMS) for organisations who want to prove their ability to consistently provide products and services that meet the needs of their customers.

© 2016 BANKI KUU SACCO. All Rights Reserved.